For Australian Investors
Property Growth Calculator Australia
Project a property's value forward 3, 5 and 10 years and see how that growth compares with a term deposit.
Optional — used to show your state's growth benchmark and local market context.
Indicative long-run capital growth by state
Indicative annual capital growth by state and territory, as at early 2026. Ranked highest growth first.
Queensland
Annual growth
6.5%
New South Wales
Annual growth
6.0%
South Australia
Annual growth
6.0%
Western Australia
Annual growth
5.5%
Victoria
Annual growth
5.0%
Tasmania
Annual growth
5.0%
Australian Capital Territory
Annual growth
5.0%
Northern Territory
Annual growth
3.5%
These are indicative, editorial estimates — not live ABS or CoreLogic figures — meant to show how long-run growth typically differs across states. Use the calculator above to model your own assumption.
Why compare property growth to a term deposit?
A property's headline growth rate only tells half the story unless you know what the same money could have earned elsewhere.
A worked example
A $750,000 property growing at 5.5% a year is worth roughly $980,000 after 10 years — a gain of about $230,000. The same $750,000 sitting in a term deposit at 4% would grow to around $1,110,000... but a term deposit doesn't let you live in it, rent it out, or borrow against it. Growth alone is only one part of why people invest in property.
A few things this calculator doesn't include
- Rental income — this is a capital-growth-only projection, not a total return.
- Holding costs — rates, insurance, maintenance and loan interest all reduce the real return.
- Tax — capital gains tax applies to property; term deposit interest is taxed annually.
- Leverage — property is usually bought with a loan, which changes the return on your own cash.
Akweno tracks your property's actual value alongside equity, cash flow and rental yield — updated as you record transactions and valuations. Start free.
Related guides
Where growth fits in your next move
Capital growth is one part of the return. Depending on where you are in owning (or not yet owning) this property, a different calculator answers the question you actually have.
Before you buy
You're weighing up whether to make an offer.
Once you own it
You hold the property and want the fuller picture.
SEE MORE. DECIDE AHEAD. BUILD WEALTH.
Stop guessing at growth by hand.
Akweno tracks your property's value alongside equity, cash flow and rental yield automatically — updated as you record transactions and valuations.
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