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Calculators

Property Investment Calculators

Free property investment calculators — no sign-up required

Understand the numbers behind a property before and after you buy it.

Calculators for every investor

Investment property cash flow calculator

See what a property costs you each week, where it breaks even on rates, rent and vacancy, and what would have to change for it to pay for itself.

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Rental yield calculator

Work out gross and net rental yield in seconds — and understand the difference between the two.

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Yield-based purchase price calculator

Buy on yield, not price. From a tenanted property's rent, lease and your renewal, vacancy and rent-increase assumptions, see the purchase price range for your target yield.

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Short-term rental yield calculator

Estimate Airbnb-style yield from nightly rate, occupancy, guest fees and running costs.

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International investment property calculator

Work through whether an overseas property stacks up — income, costs and cash flow — plus live FX rates and how much currency movement alone changes your effective return.

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LVR calculator

Work out your loan-to-value ratio, whether you'll pay LMI, and how much equity you hold.

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Gearing calculator

See whether a property is positively or negatively geared from its rent, interest and running costs.

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Depreciation calculator

Compare how a capital item writes off under the straight-line and diminishing value methods.

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ROI calculator

Measure your total and cash-on-cash return on the cash you actually invested, including capital growth.

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Equity forecast calculator

Project how your equity might grow over 10 to 20 years as the value rises and the loan is paid down.

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Bridging finance calculator

Buying before you sell? Model your peak debt, the interest cost of the bridge, the cash you need to complete, and what a delayed or weaker sale does to the position you end up with.

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Lease expiry scenario modeller

Compare renewing the current tenant against re-letting for a higher rent after a vacancy period.

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Cap rate calculator

Estimate a property value range from its net operating income and a market cap rate — a guide only, not a formal valuation.

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Investment property loan calculator

Cost a new loan, check whether refinancing is worth it, work out the rent needed to cover repayments, and model the IO-to-P&I reversion jump.

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More coming soon

We're adding more calculators over time. Have one you'd like to see? Create an account and let us know.