Australian Stamp Duty Calculator
Estimate transfer duty on an investment property, in any state or territory
The purchase
Standard/general transfer duty rates — the schedule that applies to an investment property, without first-home-buyer or owner-occupier concessions.
See stamp duty expressed as weeks of rent — a quick sense of how much it eats into a year's return.
Estimated stamp duty
$28,485
3.80% of the purchase price in NSW.
Equivalent to
—
Enter an expected annual rent to see this in weeks of rent.
Same price, every state
How much the same $750,000 would cost in duty across every state and territory.
Simplified estimate using each state/territory's general transfer duty schedule, as at early 2026. Doesn't account for exemptions, off-the-plan concessions or corporate/trust structuring — confirm the exact figure with your state revenue office or conveyancer before relying on it.
Stamp duty is a cost of buying, not of owning
Every Australian state and territory charges transfer (stamp) duty when a property changes hands. It's a one-off cost paid at settlement — but the amount, and how it's calculated, differs a lot depending on where you buy.
It's progressive, like income tax
Most states apply marginal brackets: a lower rate on the first slice of the price, rising rates on each slice above it. A few states switch to a flat percentage of the total price above a threshold instead, which is why the same $100,000 increase in price can add very different amounts to the bill depending on where you are.
Investors don't get the concessions
First-home-buyer and owner-occupier stamp duty concessions and exemptions generally don't apply when you're buying an investment property. This calculator uses each state's standard/general rate — the one that actually applies to you as an investor.
Why it matters for your return
Stamp duty doesn't show up in a yield calculation — it's a purchase cost, not a running one — but it still has to be earned back before a property is genuinely ahead. On a $700,000 Victorian purchase, duty alone can run to several years' worth of net rental income. That's a meaningful head start any property has to overcome, and it matters most for strategies that plan to sell again soon: a flip or a short hold has to absorb the full duty bill (and, on the way out, agent fees) inside a much shorter window than a buy-and-hold does. Before you factor a renovation-and-resell timeline into a deal, weigh the duty on entry against the realistic uplift on exit — not just against the eventual rent.
What this estimate doesn't include
This calculator uses each jurisdiction's general transfer duty schedule as a simplified estimate. It doesn't account for off-the-plan concessions, exemptions, corporate or trust purchase structures, or any state-specific surcharges beyond the standard foreign purchaser duty. Rates and thresholds also change — always confirm the exact figure with your state or territory revenue office, or a conveyancer, before relying on it for a real purchase.
Track every purchase cost in Akweno
Record stamp duty and every other settlement cost against a property in Akweno, so your real cost base — and real return — is accurate from day one. Start free.
Related insights
Rental yield when buying an investment property
How to weigh yield against the full cost of getting into a property, stamp duty included.
Read the articleGross vs net rental yield: what's the difference?
Why one-off purchase costs like stamp duty sit outside the yield calculation entirely.
Read the article