Guided walkthrough
A property can look good on its own and still be the wrong decision.
Follow one purchase decision from listing to portfolio impact, modelled before any money moves.
7 steps · an illustrative Australian portfolio in AUD
ScrollA property you're considering.
11 Kerslake Street, Chermside, QLD 4032 — listing figures, with the suburb context around them.
4 bed house · Chermside, QLD 4032
11 Kerslake Street
$749K
Asking price
$640/wk
Achievable rent
Comparable four-bed houses are advertising around $620–$670 a week
Attractive on its own. But it has to be funded.
What it really costs to hold.
Deposit, stamp duty, loan, rent, running costs — resolved into one honest figure.
−$223/wk
What it costs you to hold, pre-tax
- Cash to complete
- $174K
- Loan
- $599K
- At
- 6.05%
Includes stamp duty of $20,140 · no growth assumed
That's the property answered. Not the decision.
You don't buy it in isolation.
3 properties already. Every one of these numbers moves the moment you buy.
$2.06M
3 properties
−$212
Net, per week
- 42 Rosslyn Street−$62/wk
- 8/17 Marne Road−$111/wk
- 5 Bindaree Court−$40/wk
So the question isn't "is it a good property?" — it's "what does it do to all this?"
Before. After.
Modelled against your real portfolio, without touching it. Equity, LVR, cash flow — side by side.
Portfolio value
$2.06M$2.81MTotal debt
$1.34M$1.94MEquity
$723K$873KLVR
64.9%68.9%
One decision, seen whole.
It tells you what it noticed.
Plain English, grounded in your own figures — the observation you'd want someone to make for you.
Akweno noticed
One apartment is absorbing most of your portfolio's shortfall
8/17 Marne Road is 31% of your portfolio by value but accounts for 52% of its cash-flow shortfall. Its strata levies and interest cost together consume more of its rent than either of your houses, and its value has moved 1.1% over 12 months while Wanneroo moved 11.8%.
That's where you are. The bigger question is where this is going.
And where it's heading.
The next 12 months, quarterly bills and rate changes included. So the tight month is no surprise.
−$1,460
Tightest month ahead
Nov
When it lands
Once you can see ahead, you can test what changes it.
Buy it, and this becomes how you run it.
The rental owner statements keep arriving and keep filing themselves. The picture stays current on its own.
- Rent — 42 Rosslyn StRental income+$2,990
- Management feeManagement fees−$208
- Plumbing repairRepairs & maintenance−$340
- Council rates Q1Council rates−$486
The modelling and the tracking are one system. That's the point.
The whole picture
You were analysing a property. Now you can analyse the decision.
A listing became a real cash-flow number, then a scenario tested against everything you already own — your equity, your LVR, your weekly position. And once you buy, the same system keeps running it.
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The property · The numbers · What you already own · Impact · Insight · Forecast · After the decision